66 Woodmarket
Kelso
Roxburghshire
TD5 7AX

Tel: 01573 225200
Fax: 01573 225666

Our Independence

As Independent Financial Advisers and Insurance Brokers, our business has no links or ties to any one product provider. We can access Life Assurance, Pension,Investment,Mortgage and General Insurance products from the whole marketplace. This means we can choose from amongst 30,000 financial products to provide the best for you.

Insurance Protection and Financial Planning for NOW and your FUTURE NEEDS

We all have financial needs, and finding an affordable solution to meeting those needs is an area upon which many people seek advice.

Your needs today could be significantly different to those of the future. Financial planning can provide a means of reducing current tax liabilities as well as enabling you to provide for your future. You may wish to plan for a child's education, or the purchase of a dream home or perhaps for income in your retirement.

No effective financial plan can ignore the effects of outside influences like accidents, long term illness or loss of employment. It is also important to consider the effects on others were you to die.

Contact either Mike Beswick or Mark Andrews for advice on Life Insurance, Income Protection (in the event of ill health),Investment, Pensions and Mortgages.

Insuring your Personal Possessions or Business Premises and Specialist Liability Insurance needs experienced advice. Personal Insurances can be partly dealt with through this Web Site or you can Email us by using one of the links.

All Business and Commercial Insurance needs are best dealt with by contacting DEREK JONES.

We will check your current Policies or Investments and requirements before giving advice and quoting for and arranging the most suitable and competitive product.

Regular reviews of all forms of Insurance and Investments will be carried out at least annually, to ensure the protection or Investments continue to meet your ongoing requirements.

Our expertise is at your disposal

All our advisers are qualified and look to provide you with professional and impartial advice. We always look to find solutions for your needs that work throughout the many different stages of your life.

Insurance and Investment products differ greatly in areas such as tax treatment, charges or investment returns. We constantly monitor the whole market to ensure you receive advice about the product that best meets your needs.